We have an account that’s right for you.

Delivering a personal approach to banking, we strive to build a relationship with you and pinpoint solutions to fit your individual financial needs. We offer a variety of deposit options designed for convenience and service. Our straight-forward checking options allow you to bank when, where, and how you want. Pay your bills, cover everyday expenses, and maintain your lifestyle with an account designed to give you more.

Let’s make life simple, all at your fingertips.

With First National Bank of Oklahoma electronic banking services, we’re putting your community bank in your pocket. Check your account balance, transfer funds and more with Online Banking and Mobile Banking.

With a full range of commercial real estate services, we have all the tools to meet your commercial real estate needs. Our experienced lenders will take the time to understand your specific objectives and unique borrowing needs. Whether it be a commercial building, office/medical building, shopping center, apartment complex and more, we have you covered. We place emphasis on client care that guarantees you feel connected and informed throughout the process of your next venture.

First National Bank of Oklahoma is your trusted partner for Farm and Ranch Loans in Oklahoma. With over 100 years in the industry, FNBOK has the experience you need. From land and farm equipment purchases to crop input and grain inventory loans or agricultural lines of credit for special purposes, we have all your needs covered whether you are farming in Oklahoma or Kansas.

Whether you are building your dream home or buying a first home, we have the products and expertise you need. With over 50 years of experience, our lending staff will cater to you, making sure you get the best loan with the highest quality service. We genuinely care about helping you and your family reach your milestones.

With loans available in rural areas and financing assistance to those who qualify, a USDA loan can help you make your dreams become a reality. USDA loans are available to buyers in rural areas and are backed by the U.S Department of Agriculture. Learn more about USDA loans with us and apply today.