Scam artists are calling customers impersonating FNBOK employees in an attempt to originate ACH transactions. Hang up and call your local branch with a known number!

Scam artists are calling customers impersonating FNBOK employees in an attempt to originate ACH transactions. Hang up and call your local branch with a known number!

Personal Banking

Solutions that are perfectly suited to fit your needs

From opening your first checking account to researching retirement accounts, First National Bank of Oklahoma has solutions that are perfectly suited to fit your needs. Our straight forward checking options combined with our electronic banking allows you to bank when, where and how you want. Building a personal relationship with our customers is at the forefront of what we do.

Services

We do our best to provide our customers with as many extras as possible to aid you in your financial security and journey.

Our debit cards are accepted worldwide at any ATM machine that is a member of either VISA or Plus.

VISA Debit Cards

All the advantages of a regular debit card, now with Tap to Pay technology. First National Bank of Oklahoma cards are accepted worldwide anywhere VISA is accepted.

No monthly fee
$1000 per day purchase limit
Point-of-sale (POS) transactions
Foreign ATM Fee $1.00* for Monetary or Non-monetary transactions
Replace lost/damaged card $5.00 (Refer to Visa Debit Card application disclosure for approval requirements and limitations.)

*Additional fees may be assessed by terminal owners.
*To replace a lost/damaged METAL contactless debit card, a fee of $40 may be assessed.

Features

No monthly fee

Point-of-sale (POS) transactions – no charge

Card control capability inside our mobile app

Monetary transactions
$1.00

Card Controls

Think you may have temporarily lost your card? Have access to turn your card on/off when needed
Set what types of transactions are allowed on your card at any time to avoid card fraud
Set regions on the map that purchases are allowed to be made
Set spending limits for your safety

Traveling

Please call or email us your travel plans to ensure your debit card transactions will be approved in the state or country you are traveling to. Contact ‘Customer Service’ at your local branch to make these requests.

Oklahoma City : 405-848-2001

Ponca City : 580-762-2265

Tonkawa : 580-628-2265

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.