Business Loans

Invest in the future with a loan that opens doors to new opportunities. Whether you’re expanding an existing business or starting a new venture, we’re here to help you succeed and thrive. At First National Bank of Oklahoma, we work hard to get you where you want to go and make your dreams a reality. Contact us at any branch today to talk with our team and get started.


We offer a full range of commercial lending services, all focused on meeting your business credit needs.

As a locally owned and independent bank in Oklahoma, we provide flexibility in our terms, structure, and conditions to truly accommodate your business’s unique needs.

Our experienced lenders take the time to understand you and your business.

Real Estate

Whether you need financing for a commercial building, office or medical building, shopping center, convenience store, apartment complex, residential rental property or investment property, consider First National Bank of Oklahoma.


We provide funds for equipment purchasing, revolving lines of credit for working capital, business expansion, fleet vehicles, letters of credit, and more. Interest rates are competitively determined, and terms are individually set. In addition, we are an approved SBA Express Lender and Active USDA Business and Industry Lender.

Professional and Executive

Professional and Executive business loans often have unique credit needs. First National Bank of Oklahoma’s lending staff is adept at serving these types of customers. We will make your banking convenient and private by coming directly to your office or home if you prefer.

To Apply Now

Financial Statement Forms

Please click the link below to download the application, complete it, then bring it into our offices. To get started today contact us at one of our four bank locations in Oklahoma City, Ponca City, and Tonkawa.

To view the applications, you must have Adobe Acrobat Reader installed on your computer. If you don’t have Acrobat Reader, you may click here to download it.