Mobile Privacy Policy - First National Bank of Oklahoma

ALERT- Always be aware of text and phone call scams pretending to be your financial institution. Be cautious when handling your personal information and do not click on links. If you are suspicious do not respond to texts, emails or simply hang up your phone call and call your bank immediately. We will never text you from a full 10 digit phone number or ask for your passwords, security codes or full card numbers.

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ALERT- Always be aware of text and phone call scams pretending to be your financial institution. Be cautious when handling your personal information and do not click on links. If you are suspicious do not respond to texts, emails or simply hang up your phone call and call your bank immediately. We will never text you from a full 10 digit phone number or ask for your passwords, security codes or full card numbers.

MOBILE PRIVACY DISCLOSURERev. 02/2023

FACTS	WHAT DOES FIRST NATIONAL BANK OF OKLAHOMA DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION
WHO?	The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that: Before granting access to this information, you will be prompted to give the application that permission. If you do not wish to grant that permission, you may decline. If you later change your mind, those permissions can be updated in your device’s settings.
What?	Some examples of information your app will request access to are: Location Contacts Camera
How?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	FOR OUR EVERYDAY BUSINESS PURPOSES – Such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations or report to credit bureaus. Does First National Bank of Oklahoma share? YES Can you limit this sharing? NO
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	FOR OUR MARKETING PURPOSES – To offer our products and services to you. Does First National Bank of Oklahoma share? YES Can you limit this sharing? NO
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES. Does First National Bank of Oklahoma Share? NO Can you limit this sharing? We don’t share. Joint marketing is a formal agreement between nonaffiliated financial companies that together market financial products or services to you. FIRST NATIONAL BANK OF OKLAHOMA doesn’t jointly market.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	FOR OUR AFFILIATES EVERYDAY BUSINESS PURPOSES – Information about your creditworthiness. Does First National Bank of Oklahoma Share? NO Can you limit this sharing? We don’t share. Companies related by common ownership or control. They can be financial and nonfinancial companies. FIRST NATIONAL BANK OF OKLAHOMA has no affiliates.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	FOR NONAFFILIATES TO MARKET TO YOU. Does First National Bank of Oklahoma Share? NO Can you limit this sharing? We don’t share. Companies not related by common ownership or control. They can be financial and nonfinancial companies. FIRST NATIONAL OF OKLAHOMA does not share with nonaffiliates so they can market to you.
WHAT WE DO – How does FIRST NATIONAL BANK OF OKLAHOMA protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
WHAT WE DO – How does FIRST NATIONAL BANK OF OKLAHOMA collect my personal information?	We collect your personal information, for example when you Open an account or Deposit Money Pay your Bills or Apply for a Loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
WHY CAN’T I LIMIT ALL SHARING?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes —information about your creditworthiness Affiliates from using your information to market you Sharing for non-affiliates to market you State law and individual companies may give you additional rights to limit sharing.
Notice to Consumer Accounts	SMS messages, and email addresses. Consumers have the right to opt out of pre-recorded messages or SMS messages on cellular devices by submitting a request in writing to: First National Bank of Oklahoma Attention Operations Dept P O Box 54829 Oklahoma City, OK 73154
QUESTIONS?	Please call our – Tonkawa Branch (580)628-2265, Ponca City Branch (580) 762-2265, Oklahoma City – Western Avenue Branch or Oklahoma City – North Shore Branch (405 848-2001 or visit our website – https://www.fnbok.bank. You can also access the bank’s full Privacy Policy at https://www.fnbok.bank. ALL MATERIAL © 2021 BY FIRST NATIONAL BANK OF OKLAHOMA. ALL RIGHTS RESERVED. INFO@FNBOK.BANK

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.

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You are now leaving First National Bank of Oklahoma's website and will be redirected to another site. First National Bank of Oklahoma makes no endorsement of claims about the accuracy or content of information contained within third party sites to which you may be going. The security and privacy policies on these sites may be different from First National Bank of Oklahoma. CLICK HERE to proceed.