Author Archives: FNB

Interest / Refinance Ready: Essential Steps to Prepare for Interest Rates Cuts or Refinancing with First National Bank of Oklahoma

Refinancing

As mortgage rates fluctuate, savvy homeowners and prospective buyers know that timing is everything when it comes to refinancing or locking in a favorable rate. With interest rates cuts on the horizon, now is the perfect time to prepare. At First National Bank of Oklahoma, we’re here to guide you through the essential steps to […]

As the FED Keeps Rates Unchanged, Home Loan Rates Are Dropping

Home Loan Rates

In a highly anticipated move, the Federal Reserve has opted to keep interest rates unchanged ahead of their next policy meeting on December 18th. While the FED holds steady, home loan rates have started to trend downward, offering a significant opportunity for prospective homebuyers and current homeowners. What does this mean for you, and what’s […]

Empowering Financial Responsibility: Budgeting Tips for Working Teens

Financial Responsibility and Budget Control

For many teens, getting a first job is a significant milestone. It’s not only a source of income but also a valuable opportunity to learn about financial responsibility. Learning how to manage money at a young age sets the foundation for smart financial habits in adulthood. At First National Bank of Oklahoma, we believe empowering […]

What’s FDIC Insurance and What Accounts Might Not Be Covered?

FDIC Insurance

FDIC insurance is a government-backed program that protects depositors’ funds in FDIC-insured banks, offering a safety net up to certain limits. With recent changes in coverage, it’s important to understand how FDIC insurance works, what’s covered, and the limits that apply. What is FDIC Insurance? FDIC insurance is a safeguard that protects depositors by insuring […]

Tracing the Historical Journey of Interest Rates

Interest Rates History

Interest rates are a fundamental aspect of the financial world, influencing everything from personal savings and loans to the broader economy. Understanding the history of interest rates provides valuable insights into how they have shaped economic trends and personal financial decisions over time. In this blog post, we will trace the historical journey of interest […]

A Look into the History of First National Bank of Oklahoma

Introduction Oklahoma has a rich history, and so does its businesses and financial institutions. Among them, First National Bank of Oklahoma stands out as a pillar of economic growth and community support. Established with the aim of fostering financial stability and growth within the state, this bank has a fascinating journey worth exploring. In this […]

Meaningful Ways to Give Back to your Community

Give Back to your Community

What does the phrasing you always hear like ‘give back’ and ‘donate to those in need’ really mean and where do you start? Let’s take a deeper look into the benefits of supporting local and second, how First National Bank of Oklahoma supports organizations in Kay and Oklahoma County. Contributing to your community doesn’t always […]

Incredible Traveling Within Oklahoma for Those on a Budget

Travelling

In today’s economy, where inflation is on the rise and interest rates are climbing, finding affordable travel options is more important than ever. For those with a savings account yearning to stretch their dollars further, Oklahoma offers a treasure trove of destinations that won’t break the bank. From natural wonders to cultural hotspots, here are […]

Our Brand Heart

Brand Heart

At First National Bank of Oklahoma, our core values form the foundation of our operations and customer relationships. We are steadfast in our commitment to: Honesty: We prioritize transparency in all our financial dealings, ensuring our clients always know they can trust us with their banking needs. Whether you’re opening a checking account, applying for […]