Category Archives: Loans

If you’re considering investing in commercial real estate in Oklahoma, consider applying for a commercial real estate loan. This financial tool helps entrepreneurs and businesses acquire, develop, or refinance commercial properties.  How does a commercial real estate loan work? This blog post will explore everything you need to know about commercial real estate loans. Overview […]

When it comes to financing options for businesses, two common choices are USDA guaranteed loans and balance sheet loans. These loans play a crucial role in helping companies secure the necessary capital for growth, expansion, or operational needs. However, they have distinct features and eligibility requirements that every business owner should understand before deciding which […]

Myth 1: USDA Loans Are Only for Farmers and Ranchers One of the most common misunderstandings about USDA Guaranteed Loans is that they are solely intended for farmers and ranchers. This couldn’t be further from the truth, as the USDA Guaranteed loan programs that fall under the OneRD regulation (business + industry, community facilities, rural […]

In December 2021, the United States Department of Agriculture (USDA) introduced the Food Supply Chain Guaranteed Loan program as a promising initiative to strengthen the nation’s food supply chain. With the American Rescue Plan Act (ARPA) providing the program with a mandate to guarantee approximately $1 billion of qualifying loans, hopes were high for its […]

Credit scores are a fundamental part of the credit underwriting process. Generally, a good credit score allows an individual to obtain credit, and on better terms, than would be available with a low credit score. A low credit score can severely reduce loan availability, with more credible lenders such as local community banks passing on […]

Running a farm is hard but rewarding work, particularly if you are on top of your finances. This post will discuss specialized loans that are intended to help farmers grow their agricultural businesses. Whether you are a small-scale farmer looking to expand your operations or a seasoned agricultural entrepreneur planning to invest in modern equipment, […]

Are you in the market for a home loan and looking to understand the USDA loan vs. FHA loans? Making an informed decision about your financing options is crucial when purchasing a home.  This blog post will explore these two loan programs and help you grasp the nuances that set them apart. By understanding FHA […]

According to Associated General Contractors, the construction sector plays a significant role in the U.S. economy, making a substantial contribution to its growth. With over 753,000 employers and over 7.8 million employees, this industry generates nearly $1.8 trillion of structures annually. Additionally, construction is a major consumer of manufacturing, mining, and various other services, making […]

Financial management can be complex, particularly for uninterested youngsters or inexperienced young adults. As a parent, you could help your kids to become more mindful of their spending habits and keep an outstanding credit score. You may help them prepare by outlining how the credit system works and mentoring them through the financial decision-making process. […]

Are you a manufacturer looking to expand your business operations but don’t have the necessary funds? As a business owner, you understand the importance of capital in scaling your operations, purchasing equipment, and hiring skilled staff. Fortunately, various financing options are available to manufacturers, including a manufacturing business loan.  This blog post will explore the […]