by Pat Rooney, Chairman and CEO at First National Bank of Oklahoma “I think that worrying about what might happen takes my mind off worrying about what has happened,” New Yorker cartoon. This joke struck a note with me as we have many outstanding issues and worries effecting the country’s mood these days. There are a lot […]
First National Bank of Oklahoma is proud to announce the successful closing of a $3,864,000 USDA Business & Industry (B&I) Guaranteed Loan to refinance a portfolio of recently constructed cell towers located in Michigan, Ohio, Indiana, and Kentucky.
A rule change finalized by USDA on April 3, 2026 may be one of the most borrower-friendly updates to rural development financing in recent memory. For businesses, municipalities, and developers pursuing USDA-backed loans, the overhaul of how the agency conducts environmental reviews under the National Environmental Policy Act (NEPA) addresses a friction point that has […]
Scammers are becoming more sophisticated and more personal.Today’s fraudsters don’t just send random messages. They may pretend to be a bank representative, a trusted company, or even someone you know. Their goal is simple: gain your trust and access your information. Understanding how imposter scams work is one of the best ways to protect yourself […]
As we move into 2026, the rural lending landscape continues to evolve — and understanding these changes can help businesses and lenders make more informed financial decisions. This quarter brings several important developments, including updated USDA loan guarantee levels, progress on new legislation, and expanded access to lending data. Together, these changes provide greater clarity […]
Every business will eventually transfer ownership at some point. The real question for small business owners is will that transition happen voluntarily or involuntarily? That question opened a recent succession planning workshop co-hosted by First National Bank of Oklahoma and Oklahoma Financial Center. Many small business owners are actively thinking about how they will eventually […]
Teaching kids about money is one of the most important steps parents can take to prepare children for long-term success. Financial literacy for kids doesn’t happen overnight — it develops gradually through everyday experiences, conversations, and lessons. Money habits form early, often long before adulthood. When parents prioritize teaching kids about money early, children are […]
As we enter a new year, many investors, homeowners, and business leaders are evaluating the same question: What does the 2026 economic outlook look like? After a surprisingly resilient 2025, several major trends are shaping expectations for the year ahead. From stock market volatility to stabilizing inflation and evolving interest rates, 2026 is already presenting […]
At FNBOK we have an expertise in two commonly used Guaranteed Loan Products, SBA 504 and USDA Business & Industry (B&I), each serving different Borrower profiles and project types. These products provide a Borrower with longer-term financing, service larger loans, and allow for creative structuring. See the below table to help identify which product might […]
New Tulsa Bank Branch Breaking Ground on Brookside marks a major milestone in our long-term commitment to serving customers in Tulsa and across Oklahoma. First National Bank of Oklahoma, an $900 million community bank headquartered in Oklahoma City, officially began construction on its new full-service Tulsa banking office in September 2025. Located at 1321 E […]
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