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In the world of financial transactions, understanding the distinctions between different methods is crucial for making informed decisions. Two commonly used methods are Automated Clearing House (ACH) transfers and Wire transfers. In this blog post, we’ll delve into the nuances of ACH and Wire transfers, exploring their definitions, benefits, differences, and factors to consider when […]
Author Archives: FNB
all, USDA
Comprehensive Beginner’s Guide to USDA Rural Energy for America Program (REAP) and REAP Grants
08
Jan
Jan
In a world where sustainable and renewable energy solutions have become paramount, the USDA Rural Energy for America Program (REAP) stands out as a source of hope for rural businesses and agricultural producers seeking a greener and more efficient future. This comprehensive guide, drawing insights from our “What is a USDA REAP” blog post here, […]
11
Dec
Dec
Gone are the days of fumbling through bags and wallets to count out cash. In this digital age, we’re witnessing the rise of contactless payments. But what is a contactless payment, and how does it work? This comprehensive guide will explore contactless payments, their mechanisms, acceptance, types, benefits, and even how to obtain a contactless […]
27
Nov
Nov
In today’s economic landscape, savvy depositors always seek secure and convenient ways to manage their funds. Large depositors, in particular, face the challenge of finding safe avenues to deposit their substantial cash holdings while ensuring their investments remain fully insured. Two options that have gained popularity in recent years for addressing this concern are ICS […]
13
Nov
Nov
If you’re considering investing in commercial real estate in Oklahoma, consider applying for a commercial real estate loan. This financial tool helps entrepreneurs and businesses acquire, develop, or refinance commercial properties. How does a commercial real estate loan work? This blog post will explore everything you need to know about commercial real estate loans. Overview […]
30
Oct
Oct
When it comes to financing options for businesses, two common choices are USDA guaranteed loans and balance sheet loans. These loans play a crucial role in helping companies secure the necessary capital for growth, expansion, or operational needs. However, they have distinct features and eligibility requirements that every business owner should understand before deciding which […]
16
Oct
Oct
In an increasingly digital world, financial transactions have become more convenient than ever. One such transaction method is the Automated Clearing House (ACH) system, which facilitates electronic funds transfers, making it easier to manage bill payments, direct deposits, and more. However, this convenience comes with a downside: the rise of ACH fraud. In this comprehensive […]
26
Sep
Sep
Myth 1: USDA Loans Are Only for Farmers and Ranchers One of the most common misunderstandings about USDA Guaranteed Loans is that they are solely intended for farmers and ranchers. This couldn’t be further from the truth, as the USDA Guaranteed loan programs that fall under the OneRD regulation (business + industry, community facilities, rural […]
04
Sep
Sep
Contactless payments have become increasingly popular in recent years, offering a convenient and quick way to make transactions without needing physical contact or the hassle of entering a PIN. However, with the rise in popularity of this payment method, concerns about its safety have also emerged. In this article, we will explore how secure is […]
28
Aug
Aug
In December 2021, the United States Department of Agriculture (USDA) introduced the Food Supply Chain Guaranteed Loan program as a promising initiative to strengthen the nation’s food supply chain. With the American Rescue Plan Act (ARPA) providing the program with a mandate to guarantee approximately $1 billion of qualifying loans, hopes were high for its […]