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Contactless payments have become increasingly popular in recent years, offering a convenient and quick way to make transactions without needing physical contact or the hassle of entering a PIN. However, with the rise in popularity of this payment method, concerns about its safety have also emerged. In this article, we will explore how secure is […]
Author Archives: FNB
28
Aug
Aug
In December 2021, the United States Department of Agriculture (USDA) introduced the Food Supply Chain Guaranteed Loan program as a promising initiative to strengthen the nation’s food supply chain. With the American Rescue Plan Act (ARPA) providing the program with a mandate to guarantee approximately $1 billion of qualifying loans, hopes were high for its […]
21
Aug
Aug
If you’re in the agriculture business, you might be looking for ways to spend less money on electricity. However, this can require a hefty capital, especially for small and mid-sized operators. Fortunately, there’s a grant program that can help farmers of all sizes get the funding they need to make their rural farms, ranches, and […]
14
Aug
Aug
Are you thinking of purchasing a ranch? The allure of wide-open spaces, the opportunity for a self-sufficient lifestyle, and the chance to reconnect with nature make buying a ranch appealing. However, before you embark on this exciting journey, it’s crucial to consider various factors to ensure a successful and fulfilling investment. Ranching is not merely […]
07
Aug
Aug
Credit scores are a fundamental part of the credit underwriting process. Generally, a good credit score allows an individual to obtain credit, and on better terms, than would be available with a low credit score. A low credit score can severely reduce loan availability, with more credible lenders such as local community banks passing on […]
31
Jul
Jul
Running a farm is hard but rewarding work, particularly if you are on top of your finances. This post will discuss specialized loans that are intended to help farmers grow their agricultural businesses. Whether you are a small-scale farmer looking to expand your operations or a seasoned agricultural entrepreneur planning to invest in modern equipment, […]
24
Jul
Jul
Are you in the market for a home loan and looking to understand the USDA loan vs. FHA loans? Making an informed decision about your financing options is crucial when purchasing a home. This blog post will explore these two loan programs and help you grasp the nuances that set them apart. By understanding FHA […]
17
Jul
Jul
According to Associated General Contractors, the construction sector plays a significant role in the U.S. economy, making a substantial contribution to its growth. With over 753,000 employers and over 7.8 million employees, this industry generates nearly $1.8 trillion of structures annually. Additionally, construction is a major consumer of manufacturing, mining, and various other services, making […]
10
Jul
Jul
Financial management can be complex, particularly for uninterested youngsters or inexperienced young adults. As a parent, you could help your kids to become more mindful of their spending habits and keep an outstanding credit score. You may help them prepare by outlining how the credit system works and mentoring them through the financial decision-making process. […]
03
Jul
Jul
Are you a manufacturer looking to expand your business operations but don’t have the necessary funds? As a business owner, you understand the importance of capital in scaling your operations, purchasing equipment, and hiring skilled staff. Fortunately, various financing options are available to manufacturers, including a manufacturing business loan. This blog post will explore the […]